Akropolis: DeFi As A Gateway For The Future Financial System

The possibilities behind the DeFi world will play an essential role in the years to come, slowly replacing the traditional financial system bit by bit (which includes all centralized banking entities). If we take a look around, we see a lot of countries all over the globe with issues regarding their financial system, especially when it comes to pensions. This specific sector is plagued by inoperability and bureaucracy. The Akropolis project started pouring over the question to find solutions for these challenges in the asset management space. First focusing on the low hanging-fruit of the pension sector, later the idea evolved into the creation of autonomous financial systems.

As blockchain technology offers a potential solution for several issues on the current financial system, Akropolis uses it as a way to give people an alternative for traditional entities’ inefficacy (largely due to the lack of use of FinTech innovations).

A Quick Background On Akropolis

The video above does an objective analysis of the tremendous potential Akropolis possesses.

The name of the project comes from an ancient Greek citadel located on a rocky outcrop looking over the state city of Athens.

This place is a key symbol of the resilience and self-reliance of Greeks throughout history, especially during the long-lasting Ottoman occupation.

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The Akropolis platform wants to be a “decentralized financial citadel” structured in the blockchain, to empower people with more possibilities aside from those offered by government-related circumstances, creating autonomous financial systems.

Try out Akropolis and become the part of the future over here!

How Does Akropolis Work?

Akropolis is an open-source decentralized project built on Ethereum. It is still continuously being designed to empower users with DeFi financial structures, so they can become less dependent on governmental entities (more self-reliable, financially speaking).

Using the platform, users can build DAOs (Decentralized Autonomous Organizations), access under-collateralized loans to borrow or lend and save crypto assets to earn yields and saver rewards.

Their services are borderless, so people worldwide can access and benefit from decentralized trust-minimized lending markets, with no centralized control.

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Pensioners can benefit a lot from the idea, as their pensions aren’t exposed to raids or hacks, neither to malicious nor ineffective traditional banking mechanisms.

Security is a must, so Akropolis put a lot of effort into building a fraud-resistant system. It is empowered by 24/7 immutable transactions, which include all procedures involving lending, borrowing, and investment. It is audited by OpenZeppelin, which participated actively in the creation of the platform.

Borrowers can borrow assets with almost zero collateral, building reputation on-chain, while lenders can provide liquidity to earn rewards in exchange.

It also provides a seamless crypto and fiat payment gateway, supporting US dollar-pegged USDT, USDC, and TUSD stablecoins.

Akropolis offers integrations with DeFi powerhouses such as Compound, Fulcrum, Aave protocol, dYdX, MakerDAO, and Curve Finance.

Innovative Tools For Builders And Developers

The Akropolis build-focused product features Akropolis.OS, which is a smart contract toolkit for building complex financial DAOs, DApps, and protocols.

Hence, developers have an easy time building complex decentralized architectures with no dependencies whatsoever. Plus, builders can build well-designed user-interfaces with free-for-all customization, with no need for third-party code structure.

Empowering Lending Markets

Sparta module in action!

Their second product is called Sparta, focused on borrowing and lending markets. Users here can access undercollateralized loans, which means they don’t necessarily have to compromise a lot of money to take out a loan.

Through Sparta, users can contribute with liquidity either actively or passively. It features a reputation building system, where both lenders and borrowers can accrue reputation on-chain as they fulfill their duties properly on transactions.

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It also provides a possible gateway for future banking, as anyone can create their community bank, giving out loans and earn from lenders within a community-structured lending pool.

Decentralized Solution For Savings And Pensions

Delphi module in action!

Akropolis’ last (but not least) product is Delphi, which is coming out soon. Through this unique tool, investors and pensioners will connect their monthly paycheck with decentralized compound yields, earning returns, and saver rewards in exchange.

The process will be fully automated and non-custodial, which will save users a lot of headaches and permit them to just relax and enjoy passive income returns with no need for centralized control or any sort of middlemen.


When the idea first came out, Akropolis was intended as a way to reshape the pension industry globally, but later the idea was re-designed as an open-source decentralized platform to empower users with tools for financial self-reliance.

These tools include the possibility to build DAOs, DApps, and protocols, as well as another feature focused on lending/borrowing markets, offering undercollateralized loans. This last feature also gives users the possibility to build their community banking, which can be a potential gateway for the future, leveraging the arise of a decentralized banking system.

Another tool is Delphi, which is still in the pre-launch stage. Focused on leveraging passive incomes, this feature will perfectly fit pensioners and investors who want a decentralized and steady path for their pensions and savings, leaving centralized control systems out in the weather.